{"id":20317,"date":"2025-05-12T11:23:36","date_gmt":"2025-05-12T11:23:36","guid":{"rendered":"https:\/\/bentsienchill.com\/?p=20317"},"modified":"2026-04-21T04:38:21","modified_gmt":"2026-04-21T04:38:21","slug":"joel-telfer-jnr","status":"publish","type":"post","link":"https:\/\/bentsienchill.com\/?p=20317","title":{"rendered":"Joel Telfer Jnr"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"20317\" class=\"elementor elementor-20317\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fed262 elementor-section-full_width elementor-section-stretched banner-inner member-banner elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"7fed262\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2181197f\" data-id=\"2181197f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58cca445 elementor-widget elementor-widget-heading\" data-id=\"58cca445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/bentsienchill.com\/people\/\">People<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20e092b3 elementor-widget elementor-widget-page-title\" data-id=\"20e092b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"page-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<div class=\"hfe-page-title hfe-page-title-wrapper elementor-widget-heading\">\n\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bentsienchill.com\">\n\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n\t\t\t\t\t\t\t\t\n\t\t\t\tJoel Telfer Jnr  \n\t\t\t<\/h2 > \n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-160724a2 elementor-section-full_width member-info-section elementor-section-height-default elementor-section-height-default\" data-id=\"160724a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3ec20334 member-details-wrapper\" data-id=\"3ec20334\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35c677b1 member-tab-holder tab-holder elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"35c677b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-35c677b1\" class=\"eael-advance-tabs eael-tabs-horizontal eael-tab-auto-active  active-caret-on\" data-tabid=\"35c677b1\">\n            <div class=\"eael-tabs-nav \">\n                <ul class=\"eael-tab-inline-icon\" role=\"tablist\">\n                                            <li id=\"about\" class=\"active-default eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"about-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                                                            <span class=\"eael-tab-title title-after-icon\" >About<\/span>                            \n                                                    <\/li>\n                                            <li id=\"experience\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"experience-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                                                            <span class=\"eael-tab-title title-after-icon\" >Experience<\/span>                            \n                                                    <\/li>\n                                            <li id=\"publications\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"publications-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                                                            <span class=\"eael-tab-title title-after-icon\" >Publications<\/span>                            \n                                                    <\/li>\n                    \n                                  <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"about-tab\" class=\"clearfix eael-tab-content-item active-default\" data-title-link=\"about-tab\">\n\t\t\t\t        <p><p>Joel Telfer Jnr is an Associate in the Financial Institutions &amp; Capital Markets practice group. He advises on a broad range of matters including banking &amp; finance , capital markets, mergers &amp; acquisitions, financial services regulatory, and regulated funds.<\/p>\r\n<p>Joel has acted for several international and local clients including Caterpillar Financial Services Corporation, Bloomberg L.P, Anglogold Ashanti PLC, Bank of Ghana, GCB Bank PLC, Stanbic Investment Management Services LTD and 10TH Capital Investments LTD.<\/p>\r\n<p>Joel holds an LL.B from the Ghana Institute of Management and Public Administration, an LL.M from the University of Ghana School of Law, and a qualifying certificate in law from the Ghana School of Law. He also holds a B.Sc. from the Kwame Nkrumah University of Science and Technology. He is a member of the Ghana Bar Association.<\/p><\/p>                    <\/div>\n\t\t        \n                    <div id=\"experience-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"experience-tab\">\n\t\t\t\t        <p><ul>\r\n\t<li>Caterpillar Financial Services Corporation on asset finance transactions relating to the provision of debt capital for the acquisition of heavy equipment and machinery.<\/li>\r\n\t<li>An international client on the impact of foreign exchange regulations on its treasury and trade solution systems.<\/li>\r\n\t<li>57 Pods Cocoa LTD on financing for the purchase of cocoa beans.<\/li>\r\n\t<li>10<sup>th<\/sup> Capital Investments LTD on the structuring and establishment of a Real Estate Investment Trust (REIT).<\/li>\r\n\t<li>Stanbic Investment Management Services LTD on the creation of a real estate investment trust (REIT).<\/li>\r\n\t<li>Temple Investments Limited on the establishment of a private equity fund.<\/li>\r\n<\/ul><\/p>                    <\/div>\n\t\t        \n                    <div id=\"publications-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"publications-tab\">\n\t\t\t\t        <p><p><a href=\"https:\/\/bentsienchill.com\/local-equity-participation-capital-markets-to-the-rescue\/\">Local Equity Participation: Capital Markets to the Rescue?<\/a><\/p>\r\n<p><a href=\"https:\/\/bentsienchill.com\/ghanas-financial-institutions-capital-markets-outlook-2025\/\">Ghana&#8217;s Financial Institutions &amp; Capital Markets Outlook 2025<\/a><\/p>\r\n<p><a href=\"https:\/\/bentsienchill.com\/bank-of-ghana-to-commence-regulation-of-cryptocurrency-in-september-2025\/\">Bank of Ghana to Commence Regulation of Cryptocurrency in September 2025<\/a><\/p>\r\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=KLPtS3aJWpk&amp;t=74s\">The Future of Localisation\u00a0<\/a><\/p><\/p>                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-260079fc member-profile-wrapper\" data-id=\"260079fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3cc7a0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cc7a0c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b60ab5c member-profile-holder\" data-id=\"b60ab5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70ced3ab elementor-widget elementor-widget-shortcode\" data-id=\"70ced3ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-20215\" src=\"https:\/\/bentsienchill.com\/wp-content\/uploads\/2025\/03\/Team-Headshots-Square-5-300x300.png\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/bentsienchill.com\/wp-content\/uploads\/2025\/03\/Team-Headshots-Square-5-300x300.png 300w, https:\/\/bentsienchill.com\/wp-content\/uploads\/2025\/03\/Team-Headshots-Square-5-1024x1024.png 1024w, https:\/\/bentsienchill.com\/wp-content\/uploads\/2025\/03\/Team-Headshots-Square-5-150x150.png 150w, https:\/\/bentsienchill.com\/wp-content\/uploads\/2025\/03\/Team-Headshots-Square-5-768x768.png 768w, https:\/\/bentsienchill.com\/wp-content\/uploads\/2025\/03\/Team-Headshots-Square-5.png 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7efe elementor-widget elementor-widget-page-title\" data-id=\"5cb7efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"page-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n\t\t<div class=\"hfe-page-title hfe-page-title-wrapper elementor-widget-heading\">\n\n\t\t\t\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\n\t\t\t\t\t\t\t\t\n\t\t\t\tJoel Telfer Jnr  \n\t\t\t<\/h4 > \n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a13173 member-detail-partner elementor-widget elementor-widget-shortcode\" data-id=\"7a13173\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">Associate<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd892b6 elementor-position-inline-end elementor-widget__width-initial vcard-d elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6bd892b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/bentsienchill.com\/wp-content\/uploads\/2023\/08\/Nene-Atiapa-Morgan-Asiedu.vcf\" class=\"elementor-icon\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"18\" viewBox=\"0 0 28 18\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"27\" height=\"17\" rx=\"3.5\" stroke=\"black\"><\/rect><path d=\"M5 4H11\" stroke=\"black\"><\/path><path d=\"M5 7H11\" stroke=\"black\"><\/path><path d=\"M5 10H11\" stroke=\"black\"><\/path><path d=\"M5 13H11\" stroke=\"black\"><\/path><circle cx=\"19\" cy=\"5.5\" r=\"2\" stroke=\"black\"><\/circle><path d=\"M15.5 10C15.5 8.61929 16.6193 7.5 18 7.5H20C21.3807 7.5 22.5 8.61929 22.5 10V13.5H15.5V10Z\" stroke=\"black\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tDownload Vcard\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa7424e elementor-widget__width-initial elementor-hidden-desktop elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2fa7424e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.linkedin.com\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"18\" viewBox=\"0 0 28 18\" fill=\"none\"><path d=\"M10.6722 6.85986H9.40234V12.5741H10.6722V6.85986Z\" fill=\"black\"><\/path><path d=\"M10.6722 4.28467H9.40234V5.42753H10.6722V4.28467Z\" fill=\"black\"><\/path><path d=\"M13.8362 10.4313V9.71701C13.8362 8.84558 14.614 8.14558 15.5823 8.14558C16.5505 8.14558 17.3283 8.84558 17.3283 9.71701V12.5741H18.5981V9.71701C18.5981 8.21701 17.2489 7.00272 15.5823 7.00272C14.9315 7.00272 14.3283 7.18843 13.8362 7.50272V6.85986H12.5664V9.71701V10.4313V12.5741H13.8362V10.4313Z\" fill=\"black\"><\/path><path d=\"M28 0H0V18H28V0ZM26.2222 16.8571H1.77778V1.14286H26.2222V16.8571Z\" fill=\"black\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c436d86 mem-linkedin elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"3c436d86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.linkedin.com\/in\/joel-telfer-jnr-82b89575\/\">LinkedIn<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2761e72c elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"2761e72c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Expertise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53e751ed elementor-align-left member-expertise elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-elementskit-post-list\" data-id=\"53e751ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-post-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\t\t<ul class=\"elementor-icon-list-items ekit-post-list-wrapper \">\n\t\t\t\t\t\t<li class=\"elementor-icon-list-item   \">\n\t\t\t\t<a href=\"https:\/\/bentsienchill.com\/?p=246\" >\n\t\t\t\t\t\t\t\t\t\t<div class=\"ekit_post_list_content_wraper\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financial Institutions &amp; Capital Markets<\/span>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e674bdd elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"1e674bdd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58cbd4c7\" data-id=\"58cbd4c7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d878dfa back-to-top elementor-widget elementor-widget-elementskit-back-to-top\" data-id=\"d878dfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-back-to-top.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\t\t\t<div class=\"ekit-back-to-top-container ekit-btt icon_only\" data-settings=\"{&quot;offset_top&quot;:0,&quot;show_after&quot;:320,&quot;show_scroll&quot;:&quot;yes&quot;,&quot;style&quot;:&quot;icon_only&quot;,&quot;foreground&quot;:null,&quot;background&quot;:null}\"> \n\t\t\t\t<span class=\"ekit-btt__button yes\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35\" height=\"37\" viewBox=\"0 0 35 37\" fill=\"none\"><path d=\"M18.3536 4.64645C18.1583 4.45119 17.8417 4.45119 17.6464 4.64645L14.4645 7.82843C14.2692 8.02369 14.2692 8.34027 14.4645 8.53553C14.6597 8.7308 14.9763 8.7308 15.1716 8.53553L18 5.70711L20.8284 8.53553C21.0237 8.7308 21.3403 8.7308 21.5355 8.53553C21.7308 8.34027 21.7308 8.02369 21.5355 7.82843L18.3536 4.64645ZM18.5 30V5H17.5V30H18.5Z\" fill=\"black\" fill-opacity=\"0.5\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>People Joel Telfer Jnr About Experience Publications Joel Telfer Jnr is an Associate in the Financial Institutions &amp; Capital Markets practice group. He advises on a broad range of matters including banking &amp; finance , capital markets, mergers &amp; acquisitions, financial services regulatory, and regulated funds. Joel has acted for several international and local clients [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":21311,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_canvas","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"normal-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[26,46],"tags":[],"class_list":["post-20317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-team","category-financial-institutions-capital-markets"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/posts\/20317","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20317"}],"version-history":[{"count":8,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/posts\/20317\/revisions"}],"predecessor-version":[{"id":21542,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/posts\/20317\/revisions\/21542"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=\/wp\/v2\/media\/21311"}],"wp:attachment":[{"href":"https:\/\/bentsienchill.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bentsienchill.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}