Bentsi-Enchill, Letsa & Ankomah.

Bentsi-Enchill, Letsa & Ankomah, Market leaders; responsive; excellence in law and service’. - Banking and Finance, The Legal 500, 2022


International and domestic lenders are generally comfortable with Ghana’s legal and regulatory framework for lending, taking security and enforcing finance and security documents. We assist our clients to identify, assess, allocate and manage the key risks for lending transactions in Ghana, as well as achieve successful closings.

Our market-leading banking and finance team advises lenders (international and local banks and other financial institutions) on their banking and financing transactions, ranging from bank lending, project finance, trade finance, asset finance and derivatives to debt restructuring & insolvency. Our banking and finance work involves conducting legal due diligence on relevant borrowers to identify and allocate risks.

Our finance team’s technical expertise on and practical approach to transactions and due diligence is acknowledged by our clients and is highly regarded by the leading international legal directories. Our finance team also works with and is fully supported by other sector-related teams within the firm (including projects and infrastructure, energy, and industry) to provide quality fully integrated support to clients.


Project finance

Ghana’s developing economy continues to rely on infrastructure and other key projects to feed, connect, power and grow the economy. We have firm a grasp of the issues that project participants face in developing and financing projects. We guide our clients to develop innovative project financing structures and solutions by providing strategic and timely advice and analysis, quality contract drafting and negotiation, and management of the process. We typically advise on projects across infrastructure, energy & natural resources, power, and manufacturing sectors.

Trade finance

Our clients rely on us for all aspects of their structured trade finance transactions, including commodities-based trade finance, receivables-backed trade finance, and export credit-backed trade finance.

Asset finance

We assist our clients on asset financing transactions across multiple asset classes including vehicles, manufacturing equipment and facilities, mining assets, and telecommunications and transmission facilities.


We support our clients with our derivatives expertise and experience covering, swaps, interest rate derivatives, currency/FX derivatives, repurchases, securities lending and netting enforceability opinions.  

Debt restructuring & insolvency

Our team has the requisite knowledge and expertise to work with any lender or business in respect of any debt restructuring or insolvency issues with bespoke solutions and dedicated advisory support.


Key Matters

Standard Chartered Bank Ghana Limited: Project financing facility to Accra Compost & Recycling Plant Limited for the construction of compost plants.

Bank Hapoalim B.M.: ASHRA export credit-backed project financing facilities to the Government of Ghana for the construction of a hospital.

Ghana International Bank Plc (GHIB): Trade financing facilities to several banks including CalBank Plc, Access Bank Ghana Plc and GHL Bank Limited.

Proparco: Trade financing facility to Societe Generale Ghana Limited.

Caterpillar Financial Services (UK) Limited (Caterpillar): Asset financing facilities to mining services companies.

Scancom Plc (MTN Ghana): Equipment financing facility from a syndicate of lenders.

Development Bank Ghana Limited: Subordinated loan facility from KfW.

Stanbic Bank Ghana Limited: Working capital and asset financing facilities to a confidential borrower.

Proparco: Subordinated loan facility to CalBank Plc.

Societe Generale Ghana Limited: Subordinated loan facility from Societe Generale.